


Timberline Business Advisors, LLC (“Timberline”) is a boutique, client-centric business advisory firm founded by commercial banking veteran TJ Kern to provide strategic advice and value-creating solutions to privately held businesses with annual revenues under $50MM. Timberline was created specifically for small businesses needing help with strategic finance projects, pre-sale and pre-acquisition planning, finding a business loan, managing their banking relationship, or obtaining comparative financial information on industry peers. All of our services are geared towards the optimization of a business’ cash flow and the maximization of its enterprise value. Our deep experience with lower middle market M&A transactions also equips Timberline to skillfully assist portfolio companies owned by private equity firms, independent sponsors, and family offices.
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Why the Name "Timberline"?
The term "Timberline" refers to the elevation in mountainous regions where tree growth ceases due to harsh environmental conditions. In the business world, "Timberline" is a metaphor for the eventual inflection point where company growth is difficult due to limited financial resources, hard-to-find talent, inadequate physical assets, or outdated systems and processes. Without the right support, small businesses risk stagnation or decline at this crucial stage.
At Timberline Business Advisors, we specialize in helping small businesses break through these challenges and continue their upward climb to the peak of financial success. Through strategic guidance, financial expertise, and insightful solutions tailored for their company, we help small business owners navigate adversity, optimize cash flow, and achieve sustainable growth towards their highest enterprise value. Our mission is to ensure that when your small business reaches its "Timberline", it doesn't stop growing - it finds new ways to thrive.
Full-Service Loan Procurement
We guide small businesses through loan options, underwriting, proposal evaluation, and the entire loan process from origination to loan closing and funding.
Banking Relationship Management
We help small businesses optimize profitability and efficiency in bank relationships, handling everything from minor issues to full management.
Financial Benchmarking
We provide small businesses with industry financial comparisons to highlight strengths and address weaknesses.
Pre-Sale and Pre-Acquisition Planning & Change
We help clients implement financial and operational changes to boost enterprise value and improve acquisition readiness before engaging an investment bank.
Fractional CFO Services
We offer small businesses strategic financial leadership in capital raising, budgeting, M&A diligence, financial modeling, cash flow forecasting, and business planning.
Complimentary 60 Minute Consultation
TJ Kern, Founder & Managing Member
Phone
Timberline Business Advisors, LLC, a Colorado Limited Liability Company
9878 W. Belleview Avenue, #2299
Denver, CO 80123
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