
Services
We guide small businesses through loan options, underwriting, proposal evaluation, and the entire loan process from origination to loan closing and funding.
We help small businesses optimize profitability and efficiency in bank relationships, handling everything from minor issues to full management.
We provide small businesses with industry financial comparisons to highlight strengths and address weaknesses.
We help clients implement financial and operational changes to boost enterprise value and improve acquisition readiness before engaging an investment bank.
We offer small businesses strategic financial leadership in capital raising, budgeting, M&A diligence, financial modeling, cash flow forecasting, and business planning.
Timberline Business Advisors, LLC (“Timberline”) is a boutique, client-centric business advisory firm founded by commercial banking veteran TJ Kern to provide strategic advice and value-creating solutions to privately held businesses with annual revenues under $50MM. Timberline was created specifically for the optimization of a business’ cash flow and the maximization of its enterprise value. Our deep experience with lower middle market M&A transactions also equips Timberline to skillfully assist portfolio companies owned by private equity firms, independent sponsors, and family offices.
With Timberline, you gain a proven financial veteran for your business; finding new ways to thrive

TRUST
COLLABORATION
SOLUTIONS
IMPACT
The term "Timberline" refers to the elevation in mountainous regions where tree growth ceases due to harsh environmental conditions. In the business world, "Timberline" is a metaphor for the eventual inflection point where company growth is difficult due to limited financial resources, hard-to-find talent, inadequate physical assets, or outdated systems and processes. Without the right support, small businesses risk stagnation or decline at this crucial stage.
Complimentary 60 Minute Consultation
TJ Kern, Founder & Managing Member
Phone
Timberline Business Advisors, LLC, a Colorado Limited Liability Company
9878 W. Belleview Avenue, #2299
Denver, CO 80123
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